Don't forget to factor in closing costs when considering a home sale or purchase. Heartland Realty, LLC is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call me today at 574.274.4088 if your needs include a real estate pro ready for the business side of real estate.

Expected closing costs

There are certain normal fees accompanying closing the sale of a house. These fees are often divided between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Indiana to help lead you through the deal.

Loan-related closing costs    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your sale, I'll not only work to get the very best sales price, but I'll also push for lower closing costs. And once we've arrived at an agreement, I'll explain in detail the closing costs so you are aware of exactly where your money is going.

Buyers: When purchasing real estate in Marshall County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a tolerable range so you're not astonished when you show up at the closing table. I'll be glad to look at the GFE with you, answering your questions and highlighting any estimates of concern.ou show up at the closing table. I'll be glad to look at the GFE with you, answering your questions and highlighting any estimates of concern.

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